Online Banking Login Security Statement :

Rates

Effective as of October 17, 2018

CERTIFICATES OF DEPOSIT (CD)

Minimum Opening Deposit - $500.00 
Minimum Balance* to Obtain APY** - $500.00

ACCOUNT TYPE INTEREST RATE ANNUAL PERCENTAGE YIELD
3 MONTHS .25% .25%
6 MONTHS .50% .50%
12 MONTHS 1.15% 1.16%
24 MONTHS 1.20% 1.21%
36 MONTHS 1.50% 1.51%
48 MONTHS 1.85% 1.86%
60 MONTHS 2.00% 2.02%

INDIVIDUAL RETIREMENT ACCOUNTS (I.R.A.)

Minimum Opening Deposit - $500.00
Minimum Balance* to Obtain APY**-$500.00

ACCOUNT TYPE INTEREST RATE ANNUAL PERCENTAGE YIELD
12 MONTHS 1.15% 1.16%
24 MONTHS 2.00% 2.02%
36 MONTHS 1.50% 1.51%
48 MONTHS 1.85% 1.86%
60 MONTHS 2.25% 2.27%

* DAILY BALANCE (THE AMOUNT OF PRINCIPAL IN THE ACCOUNT EACH DAY.)
**ANNUAL PERCENTAGE YIELD (APY) IS ACCURATE AS OF THE EFFECTIVE DATE NOTED ABOVE, ASSUMING EARNINGS ARE CREDITED TO THE ACCOUNT AND REMAIN ON DEPOSIT. INTEREST WITHDRAWALS WILL REDUCE EARNINGS.

DEPOSIT ACCOUNTS

ACCOUNT TYPE MINIMUM OPENING DEPOSIT MINIMUM BALANCE
* TO OBTAIN APY**
INTEREST RATE ANNUAL PERCENTAGE YIELD
PREMIUM
CHECKING
$1,000.00 $ 1,000.00 .15% .15%
MONEY MARKET $1,000.00 Less than$15,000.00***
.15%
.15%
    $15,000.00 and greater*** .20% .20%
CLASSIC
SAVINGS
$100.00 $100.00 .15% .15%
COMBO
SAVINGS
$100.00 $100.00 .15% .15%
PENNY
SAVERS
$10.00 $100.00 .15% .15%
IRA
SAVINGS
$25.00 $100.00 .15% .15%
CHRISTMAS   CLUB  $5, $10,
or $20
$100.00 .15% .15%
CHRISTMAS   CLUB W/AUTO PAYMENTS $5, $10,
or $20
$100.00 .20% .20%

* Daily Balance (the amount of principal in the account each day.)
**Annual Percentage Yield (APY) is accurate as of the effective date noted above, assuming earnings are credited to the account and remain on deposit.  Interest withdrawals will reduce earnings.
***Interest rate is paid on the entire balance in your account

PLEASE REQUEST FURTHER INFORMATION FROM OUR STAFF CONCERNING THE
TERMS AND CONDITIONS OF THESE ACCOUNTS.

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