Farmers State Bank - A Banking Tradition Since 1910

Personal Banking

Savings Accounts

 

  Money Market Classic Savings Combo Savings Penny
Savers
Christmas Club
  An easily accessible account that earns market rates An account for traditional savings needs A combination savings and checking account with same ownership An account for children ages 0-18 A weekly savings program for holiday giving
Minimum to Open $100 $100 $100 $10 $5, $10 or $20
Pays Competitive Interest Tiered rates - refer to rate sheet Yes Yes Yes Yes
Monthly Fee None, with a minimum daily balance of $1000; $10 fee if balance not met None, with a minimum daily balance of $300; $3 fee if balance not met None, with a minimum daily balance of $100; $3 fee if balance not met None None
Withdrawals Preauthorized withdrawals up to 6 per statement cycle Six withdrawals per month, $1 per additional withdrawal Six withdrawals per statement cycle, $1 per additional withdrawal Four withdrawals per month, $1 per additional withrawal None; balance is disbursed on or about November 1
Additional Benefits
  • Free Internet Banking
  • Free ATM Card
  • Free Telephone Banking
  • Free Printed Checks
  • Free  Internet Banking
  • Free Telephone Banking
  • Non-profits and public funds have no monthly fees
  • Free  Internet Banking
  • Free Telephone Banking
  • Non-profits and public funds have no monthly fees
  • Access savings through ATM
  • Free Penny the Pig coin bank
  • Free gifts and promotions for members
  • Choice of a $5, $10 or $20
  • Open between November 1 and February 1
  • Automatic deposit transfer is available

Certificate of Deposits

Certificate of Deposits (CD’s) offer a safe secure investment option to complement an investors financial portfolio.  Farmers State Bank offers a wide selection of terms to help achieve that goal.  Please see one of our Customer Service Representatives for more information.