Personal Banking

 

Savings Accounts

 

	Money Market	Classic Savings	Combo Savings	Penny Savers	Christmas Club
	An easily accessible account that earns market rates	An account for traditional savings needs	A combination savings and checking account with same ownership	An account for children ages 0-18	A weekly savings program for holiday giving
Minimum to Open	$100	$100	$100	$10	$5, $10 or $20
Pays Competitive Interest	Tiered rates - refer to rate sheet	Yes	Yes	Yes	Yes
Monthly Fee	None, with a minimum daily balance of $1000; $10 fee if balance not met	None, with a minimum daily balance of $300; $3 fee if balance not met	None, with a minimum daily balance of $100; $3 fee if balance not met	None	None
Withdrawals	Preauthorized withdrawals up to 6 per statement cycle	Six withdrawals per month, $1 per additional withdrawal	Six withdrawals per statement cycle, $1 per additional withdrawal	Four withdrawals per month, $1 per additional withrawal	None; balance is disbursed on or about November 1
Additional Benefits	Free Internet Banking Free ATM Card Free Telephone Banking Free Printed Checks	Free  Internet Banking Free Telephone Banking Non-profits and public funds have no monthly fees	Free  Internet Banking Free Telephone Banking Non-profits and public funds have no monthly fees Access savings through ATM	Free Penny the Pig coin bank Free gifts and promotions for members	Choice of a $5, $10 or $20 Open between November 1 and February 1 Automatic deposit transfer is available

Certificate of Deposits

Certificate of Deposits (CD’s) offer a safe secure investment option to complement an investors financial portfolio.  Farmers State Bank offers a wide selection of terms to help achieve that goal.  Please see one of our Customer Service Representatives for more information.