Personal Banking
Checking Accounts
Farmers State Bank has a wide array of services to meet your every banking need. From our checking accounts to real estate loans, a complete line of financial products are available. You will find our rates competitive and our service unmatched!
| Free Checking | Classic Checking | Premium Checking | |
| Account that eliminates the worry of monthly maintenance fees | Traditional checking account for individuals or business | Traditional checking account with interest | |
| Minimum to Open | $100 | $100 | $1000 |
| Pays Competitive Interest | N/A | N/A | Yes, refer to rate sheet |
| Minimum Balance | None | $500 | $1000 |
| Monthly Fee | None | None. If the minimum daily balance can not be met the fee is $6 and 25¢ for each item paid after 25 | None. If the minimum daily balance can not be met the fee is $10 |
| Unlimited Check Writing | YES | YES | YES |
| Checks | Fee depends on check style ordered; the first 50 are free | Fee depends on check style ordered; the first 50 are free | Fee depends on check style ordered; the first 50 are free |
| ATM or SHAZAM Chek Card | The card is free and the first four ATM withdrawals are free of charge;
$1.50 per withdrawal in excess of four per statement cycle
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The card is free and the first four ATM withdrawals are free of charge; $1.50 per withdrawal in excess of four per statement cycle |
The card is free and the first four ATM withdrawals are free of charge; $1.50 per withdrawal in excess of four per statement cycle Personal PIN selection available |
| Overdraft Protection | Savings transfer or revolving credit line (Subject to approval) | Savings transfer or revolving credit line (Subject to approval) |
Savings transfer or revolving credit line (Subject to approval) |
| Additional Benefits |
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