Farmers State Bank - A Banking Tradition Since 1910

Personal Banking

Checking Accounts

Farmers State Bank has a wide array of services to meet your every banking need. From our checking accounts to real estate loans, a complete line of financial products are available. You will find our rates competitive and our service unmatched!

  Free Checking Classic Checking Premium Checking
  Account that eliminates the worry of monthly maintenance fees Traditional checking account for individuals or business Traditional checking account with interest
Minimum to Open $100 $100 $1000
Pays Competitive Interest N/A N/A Yes, refer to rate sheet
Minimum Balance None $500 $1000
Monthly Fee None None.  If the minimum daily balance can not be met the fee is $6 and 25¢ for each item paid after 25 None. If the minimum daily balance can not be met the fee is $10
Unlimited Check Writing YES YES YES
Checks Fee depends on check style ordered; the first 20 are free Fee depends on check style ordered;   the first 20 are free Fee depends on check style ordered; the first 20 are free
ATM or SHAZAM Chek Card

The card is free and the first four ATM withdrawals are free of charge; $1.50 per withdrawal in excess of four per statement cycle
 Personal PIN selection available

The card is free and the first four ATM withdrawals are free of charge; $1.50 per withdrawal in excess of four per statement  cycle
Personal PIN selection available

The card is free and the first four ATM withdrawals are free of charge; $1.50 per withdrawal in excess of four per statement  cycle
Personal PIN selection available
Overdraft Protection Savings transfer or revolving credit line (Subject to approval)

Savings transfer or revolving credit line (Subject to approval)

Savings transfer or revolving credit line (Subject to approval)
Additional Benefits
  • Free  Internet Banking
  • Free Internet Bill Pay
  • Free Check Safekeeping
  • Free Telephone Banking
  • Free  Internet Banking
  • Free Internet Bill Pay
  • Free Telephone Banking
  • Printed check discount for those over 55
  • Customers over 55, non-profit organizations and public funds have no maintenance fee
  • Free  Internet Banking
  • Free internet Bill Pay
  • Free Telephone Banking
  • Printed check discount for those over 55